Software as a service, or SaaS, has been a growing industry, offering convenience and business-tailored utilities for all-size enterprises. Open banking is a concept where third-party providers have entry into customer banking information. Combined, SaaS and open banking is driving innovations, streamlining business operations, and leveling up customer experience aspects. As a business owner, or […]
How AI’s data processing is reshaping the finance industry
AI has been the buzzword since 2023 kicked into gear. Unlike the excitement surrounding the metaverse and decentralized finance last year, both of which have yet to show any sign of materializing, artificial intelligence has been an integral part of enterprises for quite some time. While AI’s capability holds the potential to upend any sector, […]
Why financial technology (FinTech) is becoming more entrenched in the industry
Financial technology, or fintech, has rapidly transformed the way we manage our finances. It encompasses a range of new technological innovations that automate financial processes and improve financial services offered to businesses as well as individuals. In this article, we’ll take a closer look at some of the latest fintech developments and explore how fintech […]
Why finban, Marcus?
“Without good liquidity planning, you’re constantly putting out fires. Good liquidity planning is like fire prevention.” Liquidity planning is indispensable for companies. In the first few years of my self-employment, I kind of did it by instinct. With a handful of customers and projects, that’s no problem. If necessary, you leave a little more money […]
What is open banking, and how is it driving innovations in the banking industry?
While the term “open banking” might not be familiar to the everyday consumer, the concept has already been employed by financial service providers, and its adoption is increasingly gaining steam. Open banking refers to application programming interfaces (APIs) whereby financial data is aggregated. In other words, innovators and startups are providing APIs that allow access […]





